So you want to buy a house? Well, the very first place to start is not Zillow! It starts by getting pre- approved for a loan by a lender.
Every lender requires documents as part of the pre- approval process. Here’s a quick checklist of the documents you’ll need to provide:
- W-2 Tax Returns
- Last 4 Pay Stubs
- Account numbers of credit cards along with their outstanding balances
- Loan number & amount owed on student loans and/or car loans
- 2-4 months of bank or credit union statements for checking & savings accounts
- Retirement account statements
- Drivers License & Social Security Card